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  • Writer's picture Treavor Dodsworth CFP®, CPA, CKA®

#129 - Control


I will admit, I like a certain level of control. Not in the sense that I have to be the one choosing what exactly is going to happen but I like knowing what is going to happen.

The future is unfortunately impossible to predict. This is one of the hardest aspects of doing financial projections. We make a plan but we do so knowing the plan will have to be adjusted.

Does this mean there is no value in doing projections? No, the process of planning and projections can give some clarity to the decisions that are being made and allow you to know if you are generally headed in the direction that will allow you to reach your goals.

That said, it is important to recognize that complete and total control over your future financial picture will never occur. I like the above image because we make decisions the best we can with the information that we have but to some degree, all paths we choose will have some uncertainty.

It is my opinion that we vastly underestimate God’s provision and the ability he has given us to adapt. We can take comfort in this even in the midst of uncertainty.


Interesting Article(s) or Video(s)

A Wealth of Common Sense - Predicting the Future is Hard

  • A fascinating look at a letter that was written to President Bush by Lin Wells. The subject line was “Predicting the Future.” The conclusion, “All of which is to say that I’m not sure what 2010 will look like, but I’m sure that it will be very little like we expect, so we should plan accordingly.”

  • Is it okay if I admit that I don’t know everything about personal finance? I like reading IRA Help because I learn little nuances that I was not aware of. For example, the possibility of double taxation on excess 401k contributions if not corrected in time.


Thank you for reading!


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